Credit card is a bank or other financial institution’s issued card that allows the cardholder to borrow certain amount of funds or limit from the institution.
It is based on the agreement that the cardholder will pay the money back along with proposed interest according to the term made by the institution.
The card is considered as convenient and easy option nowadays to make purchase both in-person or via online, as well as to withdraw cash.
Typically, a credit card is identified by 16-digit series of numbers, with personal identification number (PIN) code and expiration date.
How to Apply for UOB Credit Card
If you are interested in getting UOB credit card, then the application process will depend on whether you are already an existing customer of UOB bank or not.
If you are a new customer, then you must fill and submit online application at the bank’s official website.
Meanwhile, if you are an existing customer at this bank, you can apply for the credit card via internet banking.
The process only takes 2-3 minutes without requiring you to upload any document.
Apply UOB Credit Card via Internet Banking
Here’s how to apply for UOB credit card via internet banking:
- Visit at https://www.uob.com.sg
- Log into your UOB Internet Banking Account and then select the type of Credit Card you’d like to get.
- Retrieve your personal details through SingPass authentication or MyInfo, by filling the basic information, then confirm and submit them.
- Wait until you receive SMS, Email and SMS OTP to notify you about the application status.
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You are also able to set up your newly approved credit card for online transactions immediately via MightyPay. This feature is currently only available for Mastercard and Visa credit cards.
The UOB Mighty Pay credit card can be digitized through UOB digital banking service if you are using Android device, while if you are using iOS device, you have to wait until you receive the physical card.
Another thing to note is that, even though the online application only takes up several minutes, the process can take 3 – 5 business days to process.
It is also possible to happen if you are a new UOB bank customer that fails to fails the steps of income checking or screening, or if you apply for a new credit card between 8 P.M – 7 P.M.
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The guide on how to apply for UOB credit card above can be used for various types of credit cards issued by UOB.
As one of the major banking companies in Singapore, UOB provides dozens of credit card options to suit with your lifestyle.
If you want to submit inquiry or gain further information related to the credit card service, you may send email to Customer.Service@UOBgroup.com.
As alternative, you may reach for customer service support team by dialing 1800 222 2121 (if you are calling from Singapore) or +65 6222 2121 (if you are calling from outside of Singapore).
